In many countries, fewer people are using coins and bills to buy things. Instead, they are using credit cards or smartphone apps. This "cashless" trend is very convenient because payments are fast and easy. ( 1 ) _______, there are some disadvantages to this system. For example, when there is a power outage or a system error, people cannot buy food or pay for trains.

Another issue is that some groups of people, especially the elderly, find digital technology difficult to use. If shops stop accepting cash completely, these people might be unable to buy daily necessities. ( 2 ) _______, many experts argue that we should keep using cash alongside digital payments to ensure everyone can participate in the economy.

Finally, security is a major concern. Digital money can be stolen by hackers. Therefore, users must be careful to protect their personal information. As society changes, we must understand both the benefits and the ( 3 ) _______ of going cashless.

In many countries, fewer people are using coins and bills to buy things. Instead, they are using credit cards or smartphone apps. This "cashless" trend is very convenient because payments are fast and easy. ( 1 ) _______, there are some disadvantages to this system. For example, when there is a power outage or a system error, people cannot buy food or pay for trains.

Another issue is that some groups of people, especially the elderly, find digital technology difficult to use. If shops stop accepting cash completely, these people might be unable to buy daily necessities. ( 2 ) _______, many experts argue that we should keep using cash alongside digital payments to ensure everyone can participate in the economy.

Finally, security is a major concern. Digital money can be stolen by hackers. Therefore, users must be careful to protect their personal information. As society changes, we must understand both the benefits and the ( 3 ) _______ of going cashless.